Are you nearing retirement, but unsure of how to obtain or fill out a Medicare application? Do you know where to go to get Medicare information? Do you know if you're even eligible for Medicare? To find out how to apply for Medicare and who is eligible, read on.
If You Already Receive Social Security Benefits
If you're over the age of 65 and receiving regular Social Security benefits, you should already be enrolled in Medicare and don't have to do anything else. By registering for your Social Security, you also registered for Parts A and B of Medicare at the same time. There is no need to fill out an additional Medicare application.
For example, if your 65th birthday falls on September 19, 2009, you will be eligible for Medicare beginning on September 01, 2009. Your Medicare card is then mailed to you about two to three months before your 65th birthday. If you don't want Medicare Part B, then simply follow the enclosed instructions and return the card.
Applying for Social Security and Medicare at the Same Time
If you're nearing the age of 65 and not yet receiving Social Security or Medicare, you can actually fill out an application for both at the same time. To ensure your benefits coverage isn't delayed, you should fill out and send in your application at least three months before your 65th birthday.
Who is Eligible
Most individuals are eligible for Medicare. Essentially, if you or your spouse worked at least a decade in any form of Medicare-registered employment and are a resident of the United States, then you are eligible for Medicare. Other eligibility scenarios include those suffering from certain long-term illnesses or a disability.
How to Apply
To apply for Medicare and Social Security, visit a local Social Security Office or call the Social Security Administration at 1-800-772-1213. You can also fill out an application online at their website, which can be found at socialsecurity.gov.
To be eligible for an online application, you must prove your identity by answering a series of questions. You will also be required to prove your eligibility - you should be at least 61 years and 9 months old, you must be planning to start your Social Security benefits within the next 4 months, you must live in the United States and you must be willing to receive your Social Security benefits through direct deposit.
Requesting Medicare Without Social Security
If you do not receive Social Security or do not plan to receive Social Security benefits, you can still obtain Medicare. To do so, you must fill out a separate Medicare application. You can do so by calling the Social Security Administration at 1-800-772-1213 or visiting a local Social Security office.
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